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Top 5 Best UK Car Insurance Companies | Best List

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Searching for “best UK car insurance” is not as easy as it may look like. There are a lot of challenges that you will have to face. For example; you may not know which one is the “best car insurance company in UK“. If you like a particular car insurance company in UK then there must be something that is not offered by them in the package and that is why you are confused with which company you should go.

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Top 5 Best UK Car Insurance Companies


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Top 5 Best UK Car Insurance Companies

To help to decide, we have compiled a “list of best UK car insurance companies” in this post. After reading this post and reviews about different UK car insurance companies, it will become easier for you to make a decision and get your car insured right away.

UK Car Insurance Company #1 : NFU Mutual – Quality & Comprehensive Car Insurance

NFU mutual is definitely one of the most reputed and well-known car insurance companies in UK. They offer exclusive insurance plans for your car and below, you will find some key points about their insurance services.

You can take a look at the insurance coverage offered by NFU Mutual and if you don’t like it, you can customize it to fit your needs. If there is something that you don’t need in the insurance policy, it can be excluded and if you want them to include certain coverage details, it can also be done very easily. They have got different categories when it comes to “motor insurance in UK”. Their categories include, Car insurance, 4×4 Insurance, Caravan Insurance and Motor Home insurance. It is up to you that with which insurance policy you would like to go.

New business quotations from NFU Mutual Direct

Call  on

0800 316 4661*

8am – 8pm weekdays, 9am – 12.30pm Saturday

NFU Mutual Address

Tiddington Road – Stratford upon Avon – Warwickshire – CV37 7BJ

Telephone : 01789 204211 *

Website :

NFU Mutual - Quality & Comprehensive Car Insurance

Car Insurance Company #2 : Liverpool Victoria – Best UK Car Insurance Companies

Another insurance company in UK on which you can rely for car insurance is Liverpool Victoria. This company has been around for a long time now. Some of the key features of their insurance service are described below.

+ Free windscreen repair service
+ New locks and keys in case you lose them or they get stolen
+ Complete accidental damage for the car
+ You can replace your car with a new one provided your car is less than 1 year old
+ Factory fitted phone, sat navigation system and audio gets unlimited cover for free
+ A £10,000 personal accidental cover is also offer in case if you or your partner get injured
+ If you use the wrong fuel, insurance company will fix the damage
+ If you lose personal belongings in the car, you will get a cover of £200
+ Child car seats will get a free replacement

Getting a quote 

0800 023 2638

Lines are open:
8am – 9pm Monday to Friday, 8am – 5pm

Saturday, 9am – 5pm Sunday and bank holidays.

Website :

Liverpool Victoria

Company #3 :  Saga – Over 50s Car Insurance from Saga – Best UK Car Insurance Companies

If you are aged 50 or above then you should definitely go with Saga car insurance. Their insurance services are designed for those drivers who are fifty years old or above. The comprehensive cover offered by the company is available in just £113/ year. During June to August 2013, 10% of new customer paid even less than £114/ year. There are many things covered in this insurance policy and the key points are described below.

+ Drive Cover for Uninsured drivers
+ No claim discount up to 70%
+ For personal belongings, a cover of £1,000 is offered
+ Free repair services for glass/ windscreen

The company is not only offering some really amazing insurance options but they have been rated as the most favorite insurance company in UK by Dafaqto. They have got a 5 start rating from Dafaqto for people who age 50 or above.

You can enjoy 50% off when you add your old insurance policy to Saga Car Insurance Policy. The offer however applies to first year only.

car insurance Sales

0800 015 0756

Quote ref: IT601

Weekdays 8:30am – 7:00pm

Weekends Saturday 9:00am – 3:00pm Sunday 10:00am – 2:00pm


Saga - Over 50s Car Insurance from Saga

UK Car Insurance Company #4 :  John Lewis Insurance

John Lewis Insurance not only offers car insurance services but home insurance, health insurance, personal insurance and health insurance services as well. Their most popular service is car insurance service and that is our topic of discussion too so we will be reviewing the car insurance services offered by them.

+ By driving safe, you can win special rewards by the insurance company. By the end of year, up to 75% no claim discount can be offered to the customers.

+ If you get into an accident, don’t take the cab, just call us. We will provide you with a courtesy car while your car is getting repaired/ replaced.

+ Sometimes, they don’t have a replacement car available and in that case, they will refund your taxi rent so you can reach to your destination anyway.

By option for partnership card offered by John Lewis Insurance, you can earn up to 10% discount on annual policy charges as well.

Get a quote?

0800 916 6815

(open 8am to 8pm Monday to Friday, 9am to 5pm Saturday, 10am to 2pm Sunday)

Website :

 John Lewis Insurance

UK Car Insurance Company #5 : RIAS – Motor & Car Insurance

RIAS is no doubt on of the “best car insurance companies in UK” and there are a lot of reasons to go for their car insurance services.

The three main reasons to choose RIAS are described below.

+ If you are over 50, you won’t have to pay extra charges because RIAS specializes in over 50 car insurance policies.
+ More than 50% of their customers pay less than £247/ year for their car insurance policy.
+ You can fix your price for two years and in that case, you won’t have to pay extra premium next year.

The most interesting thing about the insurance policy offered by RIAS is that, they offer you a comprehensive plan as their standard plan. While other insurance companies will only offer you handful of features in the standard plan and ask you to pay extra for premium services, RIAS gives you everything in the standard plan and charge you the normal fee.

If you were in an accident and there was no fault of yours, you will retain your no claim bonus. It means, you will be able to earn special discounts in next year’s premium.

If you are any of your passenger is injured in an accident, the company will bear the medical expenses. There are certain limits but the good thing is; most of your expenses will be covered.

Or call our UK-based special advisors

0800 561 0712

Lines are open:
8.30am – 8pm Mon – Fri
8.30am – 4pm Saturday

Website :

RIAS - Motor & Car Insurance

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